Legal

Terms & Conditions

Last updated: February 2026 Please read these terms carefully before using Flowy.

Welcome to Flowy. By downloading or using the Flowy mobile application, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use the app.

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Use of the App

Flowy provides financial tracking and budgeting tools for personal use. By using the app, you agree to:

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    Use Flowy only for lawful, personal purposes
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    Not reverse-engineer, copy, or redistribute any part of the app
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    Not use Flowy to engage in any fraudulent or illegal activity
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    Comply with all applicable local and international laws
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User Accounts

You are solely responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to:

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    Provide accurate and truthful information when registering
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    Keep your password secure and not share it with others
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    Notify us immediately if you suspect unauthorized access
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Financial Information Disclaimer

Flowy is intended for informational and organizational purposes only. The app does not provide financial, legal, investment, or tax advice.

โš ๏ธ Important: Users are solely responsible for their own financial decisions. Always consult a qualified financial professional before making significant financial choices.

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Data Storage

Your data is stored securely using Google Firebase services. While we take reasonable and industry-standard steps to protect your data, no system can guarantee absolute security.

๐Ÿ›ก๏ธ Our commitment: We will never intentionally expose your data and will notify you promptly in the unlikely event of a security breach that affects your information.

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Account Termination

We reserve the right to suspend or permanently terminate accounts that violate these Terms & Conditions, misuse the app, or engage in any activity that is harmful to other users or to Flowy.

You may also delete your own account at any time from within the app settings.

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Intellectual Property

All app content, design, branding, code, and functionality are owned by Flowy and are protected by applicable intellectual property laws. You may not:

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    Copy, reproduce, or redistribute any app content without permission
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    Use Flowy's name, logo, or branding without written consent
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    Create derivative works based on the app
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Limitation of Liability

Flowy is provided "as is" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we are not responsible for:

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    Financial losses resulting from use or misuse of the app
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    Loss of data due to technical failures or third-party outages
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    Indirect or consequential damages of any kind
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Changes to Terms

We may update these Terms & Conditions from time to time to reflect changes in the app or applicable law. We will notify users of significant changes through the app or by email.

Continued use of Flowy after changes are posted constitutes your acceptance of the updated terms.

Questions about these Terms?

If you have any questions or concerns about these Terms & Conditions, we're happy to clarify. Reach out to us directly.

๐Ÿ“ง skid17@icloud.com